For most people the acquiring of an auto insurance policy is more of a chore than anything else, they are obligated to do it by law so they do it, but they just want to get it over and done with so normally not a lot of thought is put into acquiring it.
Everyone who drives understands that they must be insured to be able to legally drive. Some people might consider getting commercial auto insurance if they own a business and have employees that drive company vehicles.
Wading through the murky world of insurance is challenging at best and can be very frustrating at worst. Auto insurance in particular can be challenging as it varies quite a bit from state to state, and the optional and required coverage types can be complex.
